As your trusted Proper Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Christopher Varco is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Christopher is committed to helping homeowners with home purchase loans and refinances. Contact Christopher at (847) 943-2127 for more information!

Chris Varco at Proper Rate (NMLS #192688)

Jamie Simpson is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Jamie is committed to helping homeowners with home purchase loans and refinances. Contact Jamie at (847) 943-2183 for more information!

Jamie Simpson at Proper Rate (NMLS #221622)

I have been providing clients with mortgage lending needs since 2003. My team and I work closely together by providing the ultimate customer experience from the pre-approval process to closing and beyond. I'm available 7 days a week as I understand the importance of being easily accessible to my clients and business partners. I provide strategic home financing for residential mortgages, including, Conventional, FHA, VA and Jumbo loans. I listen closely to my clients' needs and together we determine the most appropriate course of action. I grew up in the Chicagoland area and live in Elmhurst, IL with my family. Please follow me on social media for the most up to date information on interest rates, loan programs and important tips for becoming a homeowner. I look forward to assisting you with all your mortgage lending needs.

Sharri Ptak is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Sharri is committed to helping homeowners with home purchase loans and refinances. Contact Sharri at (773) 739-5175 for more information!

Sharri Ptak at Proper Rate (NMLS #205077)

Since 2004, I've guided hundreds of buyers and homeowners through the loan process. I strive to provide the very best in customer service by being equally accessible and knowledgeable in order to create clients for life. My focus and commitment is to the best interest of each client and their individual financial goals. Buying a home is a complex process, but it doesn't have to feel daunting and stressful. I educate my clients from our very first conversation with the hope of removing the uncertainty and anxiety from the process. Every client has a unique set of parameters and deserves a customized mortgage. By devising a plan that meets these needs and offering a mortgage product they truly qualify for, the results are a concise loan approval and a prompt closing. Not every loan is easy or straight-forward and some require pure creativity and perseverance to deliver. My clients can count on me to meet any obstacles head on. I've spent nearly all of my entire 15+ year mortgage career at Guaranteed Rate. Our cutting-edge technology platform and an extensive product matrix means we make the mortgage process both efficient and competitive while offering something for everyone. I live on the North Shore in Wilmette with my husband Ward, sons Wyatt & Bodhi, and 2 Australian Shepherds, Mags & Riot.

Dana Bator is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Dana is committed to helping homeowners with home purchase loans and refinances. Contact Dana at (773) 516-6244 for more information!

Dana Zito Bator at Proper Rate (NMLS #223627)

Michael Waldman is a 26+ year mortgage industry veteran. As one of the more experienced mortgage lender in the industry, Michael's goal is to provide superior service and advice throughout the mortgage process from the initial pre-approval to closing and beyond. Communicating and setting the right expectations play a pivotal part in his continued success. His accessibility, accountability and integrity have allowed him to build effective referral partnerships with Attorneys, CPAs, CFPs and Real Estate Agents throughout the United States.

SVP of Mortgage Lending

Michael Waldman is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Michael is committed to helping homeowners with home purchase loans and refinances. Contact Michael at (847) 686-8880 for more information!

Michael Waldman at Proper Rate (NMLS #56164)

Sheryl Ackerson is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Sheryl is committed to helping homeowners with home purchase loans and refinances. Contact Sheryl at (847) 972-5707 for more information!

Sheryl Ackerson at Proper Rate (NMLS #223629)

Jo Ann Theriault-Fazio, Senior Vice President of Mortgage Lending and National Sales Director of Proper Rate's Bannockburn, Ill. location, oversees a team of 11 originators in both Illinois and Tampa, Fla. The branch opened its doors in the summer of 2020, and since then she has helped the company fund more than $1.5 billion in total loan volume.


With more than two decades of mortgage industry experience, Theriault-Fazio holds an impressive career volume of over $1 billion in funded loans and has ranked as a Top 1% Originator by Mortgage Executive Magazine since the award's inception in 2011. She has earned many accolades throughout her career, including being named a 2020 HousingWire Woman of Influence, a 2019 Forbes Magazine Market Leader, a seven-time Five Star Mortgage Professional and a Scotsman Guide Top Producer. She is also a member of Proper Rate's Chairman's Circle and President's Club.


"As Proper Rate's National Sales Director and board member of the Guaranteed Rate Organization of Women (GROW), I have both the platform and responsibility to mentor other women and help them build the confidence that's so crucial to being successful in any professional role," said Theriault-Fazio. "To receive the first-ever Proper Rate Leadership Award is an honor and a true testament to all of the energy and hard work I have put into female empowerment within our industry."


In addition to her accomplishments as a mortgage lender, Theriault-Fazio has helped expand GROW. As Mentorship Director, she helped launch and now manages the organization's mentorship program, which connects employees across various departments to support women during their career paths. She regularly hosts webinars, seminars and career development training programs. More than 150 women at Guaranteed Rate Companies have now gone through GROW's mentorship program.


The Theriault-Fazio Team is also a sponsor and participant of the Anthony Rizzo Family Foundation, an organization that raises money to support pediatric cancer patients and their families.

SVP of Mortgage Lending/National Sales Director

Jo Ann Theriault-Fazio is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Jo Ann is committed to helping homeowners with home purchase loans and refinances. Contact Jo Ann at (847) 972-5704 for more information!

Jo Ann Theriault-Fazio at Proper Rate (NMLS #112837)

Prior to working in the mortgage industry, he was a futures trader at the Chicago Mercantile Exchange. He decided to leave the hectic world of trading and use his financial and banking experience in a new career. He entered the mortgage industry a few weeks later, becoming a dedicated and knowledgeable loan officer. He enjoy building relationships with clients and helping them find a loan product that fits their financial situation. Check out Sam in the 2021 Who's Who magazine.

Sam Fazio is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Sam is committed to helping homeowners with home purchase loans and refinances. Contact Sam at (847) 972-5705 for more information!

Sam Fazio at Proper Rate (NMLS #223773)

Pasquale Pete Messina has over 18 years of experience as a Mortgage Loan originator, dedicated in providing you and your clients with knowledge and communication to facilitate your loan from pre-approval through closing.


Pasquale and his team are committed to providing you with the highest quality financial solution that is specifically suited to meet your financial needs in the short term and long term. Whether you are purchasing your first home or if you are selling and buying another, they can help you find the loan. He also prides himself on communication throughout the transaction, there will be no surprises!

Pasquale Messina is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Pasquale is committed to helping homeowners with home purchase loans and refinances. Contact Pasquale at (773) 945-5944 for more information!

Pasquale Messina at Proper Rate (NMLS #227000)

I believe one of the most important components in the mortgage process is patience. But the home buying experience is so exciting! I take the time to thoroughly inspect each step so my clients don't have to. I started out in the mortgage industry as a receptionist and quickly became a processor. From there, I received my license and spent the next 10+ years as a mortgage lender. I believe it's so important to learn from the bottom up. So, that's what I did. In my free time, I love camping with my two boys, spending time at the beach, reading, and playing softball & volleyball. I am also the proud coach of my younger son's little league baseball team. If you are looking for a mortgage lender to guide you seamlessly through a completely customized mortgage process, give me a call.

Erica Campana is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Erica is committed to helping homeowners with home purchase loans and refinances. Contact Erica at (847) 886-0239 for more information!

Erica Campana at Proper Rate (NMLS #2294323)

David Radke is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, David is committed to helping homeowners with home purchase loans and refinances. Contact David at (773) 290-0056 for more information!

Dave Radke at Proper Rate (NMLS #283184)

Loan Officer

Alan Meyerowitz is your Bannockburn local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Alan is committed to helping homeowners with home purchase loans and refinances. Contact Alan at (773) 328-6426 for more information!

Alan Meyerowitz at Proper Rate (NMLS #193514)

Bannockburn

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12 Loan Officers in Bannockburn, IL